Sunday, March 23, 2014

Current scenario and investment options


After getting some good eyeballs thought writing second blog on current market scenarios. Truly deserving time to be confused what should be the current strategy and where to invest in current times fixed income(FD’s/debt funds/FMP’s ) ,equities, gold or real estate apart from PPF which is must in one’s portfolio. I will like to highlighten a bit of these products

FD’s-Interest rates are expected to come down from April 14 onwards.

Debt funds-This investment product, I hope most have not entrusted with but certainly needs to be part of once portfolio.

FMP’s-Do we know if we hold a Fixed Maturity plan (FMP’s) for 3 years, we nearly get tax free returns which can be nearly 10%.

Equity-Do we know that that by thumb rule GDP+inflation should be the equity returns.

Gold- A product which is hedged against inflation. So it means upside is capped to be close to 9% maximum.

Real Estate-Luring to all but certainly should we have significant portion towards illiquid asset class where the asset class dynamicity is linked to growth of equity market.

As of now my endeavour is to touch on these products and get all of us for insight to all of the them and could be sensible investments here on. But off course we should be wise enough to take a call in today’s market scenario and best option to get in with with a respective tenure planning.

Read and stay healthy hearty till next blog. Do give feedback and also write in case want any topics further needs to be covered.

0 Comments:

Post a Comment

Subscribe to Post Comments [Atom]

<< Home